Unsecured Loans

Our Unsecured Loan offerings are designed to meet your financial needs without requiring any collateral. Whether you're looking to fund a personal project, fuel your business growth, or manage unexpected expenses, our unsecured loans provide a flexible and fast financing solution. With competitive interest rates and a streamlined application process, we make it easier for you to secure the funds you need. Eligibility depends on your income level, employment status, and creditworthiness, ensuring that our loans are tailored to suit your financial situation.

unsecured-loan

Unsecured Loans

Flexible and quick financing options without the need for collateral, including, business loans, with competitive interest rates.

Business Loan

Fuel your business growth with quick, collateral-free financing.Learn More

Base Eligibility Criteria for Unsecured Loans

Applicant Age

Minimum 18 years at the time of loan application and maximum 60 years at the time of loan maturity.

Employment

For salaried: Employed at a current organization for at least 6 months. For self-employed: Business stability of at least 2 years.

Income

Minimum net monthly income should be ₹15,000 for salaried individuals. For self-employed, a minimum annual income criteria apply, varying by lender.

Credit Score

A credit score of 750 or above is generally preferred, indicating good creditworthiness.

Documentation

Identification Proof

PAN Card, Aadhar Card, Passport, or Voter ID.

Address Proof

Utility bills, Rental agreement, Passport, or Aadhar Card.

Income Proof

For salaried: Latest 3 months' salary slips and 6 months' bank statements. For self-employed: Latest ITR, profit and loss statements, and bank statements for the last 6 months.

Credit Report

Recent credit report indicating credit score and credit history.