Loan Against Property

Leverage the value of your property with our Loan Against Property services, offering attractive Loan to Value (LTV) terms and efficient repayment capacity evaluations. Our loan options provide a secure way to access significant funding ranging from 1 Crore to 40 Crores, using your property as collateral. This makes it an ideal solution for both personal and business financial needs. With competitive rates and a streamlined application process, our Loan Against Property ensures you can capitalize on the value of your assets, catering to substantial financial requirements with ease.

Interest rate starts at 9.15%
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Loan Against Property

Secure loans using your property as collateral, with attractive LTV terms and efficient repayment capacity evaluation.

Loan Against Property Overdraft / Overdraft Facility

Merge the benefits of a loan against property with the flexibility of an overdraft facility for optimal financial management.Learn More

Loan Against Residential Property

Unlock the value of your residential property to meet your personal or business financial needs.Learn More

Loan Against Commercial Property

Leverage your commercial property for securing a loan to fuel your business growth or manage cash flow.Learn More

Loan Against Property Balance Transfer Facility

Transfer your existing loan against property to enjoy lower interest rates and better loan terms.Learn More

Loan Against Property Top-Up Facility

Enhance your existing loan against property with additional funds at competitive rates.Learn More

Loan To Value

The Loan to Value (LTV) ratio for a Loan Against Property (LAP) typically ranges between 50% to 75% in India, indicating the loan amount can be up to 75% of the property's market value.

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Base Eligibility Criteria for Loan Against Property

Age

The borrower should be between 18 to 70 years at the time of loan maturity.

Income

The borrower must have a regular source of income, from employment, business, or profession.

Property Type

The property can be residential, commercial, or industrial.

Credit Score

A good credit score, usually above 700, is preferred.

Documentation

Application Form

Duly filled and signed application form.

KYC Documents

PAN Card, Aadhar Card, Passport.

Income Proof

For salaried: last 3 months' salary slips; for self-employed: last 3 years' ITR.

Property Documents

Title deed, sale deed, and property tax receipts.