Home Loan

Explore our Home Loan options, designed to suit a wide range of needs for buyers looking to finance their new home purchases. From first-time buyers to seasoned investors, our competitive Loan to Value (LTV) ratios and thorough property evaluations ensure you receive a loan that's tailored to your financial situation. With our Home Loan services, make your dream home a reality with flexible, reliable financing options.

Interest rate starts at 8.40%
home-loan

Home Loan

Versatile financing solutions for acquiring new properties, offering attractive loan-to-value ratios and thorough assessments of property value.

Fresh Home Loan

Finance the acquisition of your dream home with competitive interest rates and flexible repayment options.Learn More

Home Loan Top Up

Additional funding on your existing home loan for personal or property-related expenses with minimal documentation.Learn More

Home Loan Balance Transfer

Transfer your existing home loan to benefit from lower interest rates and improved loan terms, optimizing your financial commitments.Learn More

Home Loan Overdraft

Combine your home loan with the flexibility of an overdraft facility for efficient cash flow management and interest savings.Learn More

Home Renovation Loan

Finance your home renovation projects with a loan that offers competitive rates, flexible repayments, and easy processing.Learn More

Loan To Value

The Loan to Value (LTV) ratio for home loans in India can be up to 75% to 90%, depending on the loan amount. This means for a property valued at ₹1 crore, the loan amount can range from ₹75 lakhs to ₹90 lakhs, subject to the lender's policy and your eligibility.

home-loan-image

Base Eligibility Criteria for Home Loan

Age

18 to 65 years.

Residency

Indian residents and NRIs.

Employment

Salaried or self-employed with a steady income.

Credit Score

A credit score of 700 or above is preferred.

Documentation

Identification Proof

Aadhar Card, PAN Card, Passport.

Address Proof

Recent utility bills, Aadhar Card, Passport.

Income Proof

Last 3 months' salary slips for salaried individuals, 6 months' bank statement, latest ITR for self-employed.

Property Documents

Copy of the agreement to sell, receipt of advance payment, complete chain of property papers.